Welcome to Sampadha Research and Financial Consultants PRIVATE LIMITED (“Company”, “we”, “us” or “our”).

These Terms of Service (“Terms”) govern your access to and use of our website, research reports, financial information, investment-related content, consulting services, educational materials and other services made available through our website and related platforms (“Services”).

By accessing or using our website or Services, you acknowledge that you have read, understood and agreed to these Terms.

If you do not agree with these Terms, please do not use our website or Services.

1. About the Company

Sampada Research and Consultants Private Limited is a financial research, investment and financial consulting company incorporated in India.

The Company provides services and information relating to financial markets, investments, securities research, financial analysis, investment education and financial consulting, subject to the applicable laws, regulations, registrations and permissions governing such activities.

The Company has been operating for approximately four years and seeks to provide users with financial information, research and consulting services based on applicable professional and regulatory standards.

2. Scope of Services

Depending on the service selected by the user, the Company may provide:

Financial research and analysis;

Equity and securities research

Company and industry analysis;

Financial-market commentary;

Investment-related educational content;

Financial consulting;

Investment research reports;

Market-related reports and publications;

Mutual-fund-related information and services, where applicable;

Financial planning or investment-related consulting, where legally permitted; and

Other financial information and consulting services described on our website.

The exact scope of a particular service will be determined by the relevant service description, client agreement or subscription terms.

3. Regulatory Status

The Company shall undertake regulated financial activities only to the extent permitted by applicable law and pursuant to the registrations, licences, memberships or authorisations applicable to those activities.

Where applicable, the Company's regulatory registration details shall be displayed on the website and/or the relevant service documentation.

Users should verify the Company's regulatory status before subscribing to or relying upon any regulated service.

Nothing in these Terms shall be interpreted as stating that the Company is a SEBI-registered Research Analyst, Investment Adviser, Mutual Fund Distributor or any other regulated intermediary unless the Company actually holds the relevant registration.

SEBI maintains separate regulatory frameworks for Research Analysts and Investment Advisers.

4. Research Services

The Company may publish or provide research relating to:

Listed companies

Equity securities

Industries and sectors

Financial markets

Economic developments

Mutual funds

Investment themes

Financial ratios

Valuation

Technical indicators

Fundamental analysis and

Other financial instruments or subjects.

Research may contain opinions, estimates, forecasts, assumptions, projections or other analytical views.

Research represents the Company's analysis as of the date of publication and may change as market conditions, company circumstances or other relevant factors change.

The Company is not obligated to update every research report after publication unless required by applicable regulations or specifically agreed with the client.

5. No Guarantee of Returns

The Company does not guarantee or promise:

Profits

Fixed returns

Guaranteed returns

Capital appreciation

Preservation of capital

Specific investment performance

Achievement of financial goals; or

Outperformance of any benchmark or market

Past performance should not be considered an indication or guarantee of future performance.

Any target price, expected return, forecast, projection or estimated outcome mentioned in research or other material is subject to assumptions and market risks.

6. Investment Risk

Investments in securities and financial products are subject to market risks.

The value of investments may increase or decrease depending upon market conditions and other factors.

Investment risks may arise from:

Market volatility;

Company-specific developments;

Economic conditions;

Interest-rate changes;

Inflation

Government policies;

Regulatory changes;

Liquidity risk;

Credit risk;

Business risk;

Currency fluctuations; and

Domestic or international events.

Users should carefully assess their investment objectives, financial circumstances, risk tolerance and investment horizon before making an investment decision.

7. Investment Advice

General information, research reports, articles, market commentary and educational material available on the website should not automatically be considered personalized investment advice.

Where the Company provides regulated investment-advisory services, such services shall be provided only in accordance with the Company's applicable registration, regulatory requirements and client agreement.

Where required, investment advice shall be based on appropriate client information, risk profiling, suitability assessment and other applicable regulatory requirements.

SEBI's framework for Investment Advisers includes requirements relating to registration, suitability, risk profiling, disclosure and conduct.

No advisory relationship shall arise merely because a user accesses or reads information available on our website.

8. Financial Consulting

Financial consulting services may include general financial analysis, business-related financial consulting, investment-related discussions and other consulting services agreed with the client.

The nature and scope of consulting services will depend on the specific engagement.

Unless expressly agreed in writing, our consulting services do not constitute:

Legal advice;

Tax advice;

Accounting advice;

Auditing services;

Portfolio management;

Stock-broking services; or

Any other regulated service requiring a separate registration or licence.

Users should obtain advice from appropriately qualified professionals where legal, tax, accounting or other specialist advice is required.

9. Mutual Fund Research and Ratings

Where the Company provides mutual fund ratings, rankings, scores or comparative analysis, such ratings are based on the methodology and data considered by the Company at the relevant time.

A mutual fund rating or ranking:

Does not guarantee future performance;

Does not guarantee returns;

Does not indicate that a scheme is risk-free;

Should not be interpreted as a promise of capital protection;

May change as market conditions change; and

May not be suitable for every investor.

Past performance is not indicative of future performance.

10. Mutual Fund Recommendations

Where the Company provides recommendations or suggestions relating to mutual fund schemes, users should understand the nature of the service before relying upon such information.

General research, educational content and publicly available information should not automatically be treated as personalised investment advice.

Where personalised investment advice is provided, the Company shall do so only where legally permitted and in accordance with the applicable regulatory framework and registration requirements.

11. Accuracy of Information

We make reasonable efforts to provide accurate and reliable information.

However, financial and market information may change rapidly, and information may be obtained from third-party sources.

Accordingly, we do not warrant that all information provided through our website is:

Completely accurate;

Complete;

Current

Error-free;

Suitable for every investor; or

Available continuously.

Users should independently verify important information before making investment or financial decisions.

12. Third-Party Information

Our website may contain information obtained from:

Stock exchanges;

Public company filings;

Government publications;

Regulatory authorities;

Financial institutions;

Mutual fund companies;

Data providers;

Public databases; and

Other third-party sources.

We do not guarantee the accuracy or completeness of information supplied by third parties.

Third-party names, trademarks and intellectual property remain the property of their respective owners.

13. No Reliance on Website Information

Information available on our website is provided for the stated purpose of the particular service.

Users should not rely solely on information available on our website when making material financial or investment decisions.

Investment decisions should take into consideration the user's individual circumstances, objectives, risk tolerance and other relevant factors.

Where appropriate, users should obtain independent professional advice before making an investment decision.

14. Conflicts of Interest

The Company recognises that financial research and consulting activities may involve potential conflicts of interest.

Where required under applicable regulations, the Company shall maintain appropriate policies and disclosures relating to conflicts of interest.

Relevant disclosures may include interests, relationships, remuneration arrangements or other circumstances that could reasonably be expected to influence research or recommendations.

Users should review the relevant disclosures accompanying applicable research reports or services.

15. Research Ownership and Intellectual Property

All original content published by the Company, including:

Research reports;

Articles;

Financial analysis;

Charts;

Graphics;

Presentations;

Website content;

Logos;

Trademarks;

Databases; and

Other proprietary materialis owned by or licensed to the Company unless otherwise stated.Users may access the content for their personal and permitted use.Without our prior written permission, users may not:

Reproduce complete research reports;

Republish our research;

Sell or commercially exploit our research;

Modify research and represent it as original;

Remove applicable disclosures;

Distribute subscription content to unauthorised persons; or

Use our proprietary content to provide services to third parties.

16. Subscription Services

Where research reports or other content are provided through a paid subscription, access shall be limited to the subscription period and the terms of the applicable subscription plan.

Subscription credentials must not be shared, transferred or resold.

The Company may suspend or terminate access where it reasonably believes that a user has:

Shared subscription credentials;

Redistributed paid content;

Attempted to circumvent access controls;

Used the service fraudulently; or

Violated these Terms.

17.Fees and Payments

Certain Services may be provided against payment of fees.

Applicable fees shall be communicated before purchase or subscription.

Depending on the Service, fees may include:

Consulting fees;

Research subscription fees;

Advisory fees, where applicable;

Service charges; or

Other applicable charges.

Taxes and statutory charges, where applicable, may be charged separately.

18. Refund and Cancellation

Refund and cancellation conditions applicable to a particular Service shall be communicated at the time of purchase or subscription.

Where a service has already been substantially delivered or access to digital research content has commenced, refunds may be restricted, subject to applicable law and the Company's published refund policy.

Any specific refund policy displayed on the website shall form part of these Terms.

19.User Responsibilities

Users agree to:

Provide accurate information;

Use the website lawfully;

Maintain confidentiality of account credentials;

Not misuse research content;

Not attempt unauthorised access;

Not interfere with website security;

Not impersonate another person;

Not engage in fraudulent activity; and

Comply with all applicable laws and regulations.

20.Prohibited Activities

Users shall not use our website or Services to:

Commit fraud;

Manipulate financial markets;

Engage in insider trading;

Distribute false or misleading information;

Circumvent website security;

Upload malicious software;

Attempt unauthorised access;

Scrape proprietary content without permission;

Redistribute paid research without permission;

Misrepresent the Company's views; or

Use our Services for unlawful purposes.

21. User Accounts

Where an account is required, users are responsible for maintaining the confidentiality of their username, password and other authentication information.

Users must immediately notify the Company if they become aware of unauthorised access to their account.

The Company may suspend an account where it reasonably believes that the account has been compromised or misused.

22. Privacy

The Company may collect and process personal information necessary to provide its Services, communicate with users, process payments, comply with legal requirements and maintain website security.

The Company's collection and use of personal information shall be governed by its Privacy Policy.

Users should read the Privacy Policy before using our Services.

23. Electronic Communications

By using our Services or providing contact information, you consent to receiving service-related communications electronically, including:

Account notifications;

Subscription information;

Payment notifications;

Regulatory communications;

Research updates;

Security notifications; and

Other communications relating to Services.

Marketing communications shall be subject to applicable consent and opt-out requirements.

24. Website Availability

We attempt to maintain the availability and functionality of our website.

However, we do not guarantee uninterrupted access.

Website availability may be affected by:

Maintenance;

Technical failures;

Internet connectivity;

Cybersecurity incidents;

Third-party service failures;

Server problems;

Regulatory requirements; or

Force majeure events.

25. Limitation of Liability

To the maximum extent permitted by applicable law, the Company shall not be responsible for losses arising from investment decisions made by users based solely or primarily on information obtained through the website.

The Company shall not be responsible for investment losses resulting from:

Market movements;

Security-price fluctuations;

Mutual-fund performance;

Economic developments;

Third-party information;

Trading decisions;

Trading decisions;

Internet or technical failures; or

Events beyond the Company's reasonable control.

Nothing in these Terms shall exclude liability that cannot legally be excluded under applicable law.

26. Third-Party Websites and Services

Our website may contain links to third-party websites, platforms or services.

Such links are provided for convenience and do not necessarily constitute an endorsement by the Company.

The Company is not responsible for:

Third-party content;

Third-party privacy policies;

Third-party security;

Third-party transactions;

Third-party services; or

Third-party losses.

Users should review the terms and policies of third-party websites before using them.

27. Regulatory Disclosures

Where applicable, users should review the Company's:

Risk Disclosure;

Research Analyst Disclosure;

Investment Adviser Disclosure;

Conflict of Interest Disclosure;

Investor Charter;

Grievance Redressal Policy;

Fee Disclosure;

Privacy Policy; and

Other applicable regulatory disclosures.

SEBI's current framework includes a specific Investor Charter for Research Analysts, issued in June 2025.

The Company shall update regulatory disclosures when required by applicable law or regulatory directions.

28. Grievance Redressal

Users may submit complaints or grievances to:

Name: Sana

Designation: Services Associate

Email: service@sampadha.com

Telephone: 8978238822

Address: 3rd floor, lalamma gardens main road, Manikonda – 500089.

Complaints shall be handled in accordance with applicable law, regulatory requirements and the Company's grievance-redressal procedure.

Where applicable, users may approach the relevant regulatory authority or prescribed dispute-resolution mechanism after following the applicable grievance process.

29. Changes to Services

The Company reserves the right to modify, suspend, discontinue or change any Service, website feature, research product or subscription offering.

Where required, material changes shall be communicated to users.

30. Changes to These Terms

The Company may update these Terms from time to time.

Changes may be made because of:

Changes in applicable laws;

Regulatory requirements;

Changes in Services;

Technology changes;

Business requirements; or

Other legitimate operational reasons.

The revised Terms shall be published on this website with an updated effective date.

31. Suspension or Termination

The Company may suspend or terminate access to the website or Services if a user:

Violates these Terms;

Provides false information;

Misuses Company content;

Engages in fraudulent activity;

Attempts unauthorised access;

Fails to make required payments; or

Uses the Services in violation of applicable law.

Termination shall not affect rights or obligations that accrued before termination.

32. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India.

Subject to applicable statutory and regulatory remedies, disputes arising in connection with these Terms shall be subject to the jurisdiction of the competent courts at [CITY, STATE], India.

Nothing in this clause shall restrict any statutory rights or remedies available to investors or clients under applicable law or regulatory frameworks.

33. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions shall continue to remain valid and enforceable to the extent permitted by law.

34. Entire Agreement

These Terms, together with the Company's Privacy Policy, Risk Disclosure, Disclaimer, Investor Charter, applicable service-specific terms, client agreements and other published policies, constitute the agreement governing your use of the website and Services.

Where a specific written client agreement conflicts with these general Terms, the specific agreement shall prevail to the extent permitted by applicable law.

35. Contact Information

Sampadha Research and Financial Consultants PRIVATE LIMITED

Registered Office:Dr 55-1-22/1, Flat S1, 2nd Floor, JR Nagar, Venkojipalem, HB Colony, Visakhapatnam, Andhra Pradesh 530022

CIN:U73200AP2025PTC117649

Email:Compliance@sampadha.com

Telephone:98665 29956

Website:Sampadha.com

Regulatory Details, Where Applicable

SEBI Registration Number: INA000022631

Registration Category: [Research Analyst / Investment Adviser / Other]

AMFI ARN:

Other Registration/Membership:

IMPORTANT INVESTMENT DISCLAIMER

Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

The information provided through this website and our Services is not a guarantee of returns or future performance.

The Company does not guarantee profits, fixed returns or protection against investment losses.

Past performance is not indicative of future performance.

Users should consider their own investment objectives, financial circumstances and risk tolerance before making investment decisions.

Where required, users should seek advice from an appropriately qualified and registered professional.

The Company does not provide stock-brokerage services and does not execute, settle or hold securities transactions on behalf of users unless separately authorised and registered to do so.

Sampadha Research and Financial consultants PRIVATE LIMITED